Va Mortgage Rates Forecast Chart 2025

Va Mortgage Rates Forecast Chart 2025. The mortgage bankers association predicts in its mortgage finance forecast that mortgage rates will gradually slide from 6.6% at the beginning of 2025 to 6.3% throughout 2026. If inflation continues to dissipate and the economy cools or goes into a recession, it’s likely mortgage rates will decrease in 2025.

Some experts caution that waiting for mortgage rates to drop further can be a risky strategy. The good news, for those hoping for lower mortgage rates, is that a lot of that steepening could come from the fed cutting interest rates further rather than mortgage rates.